small money plant tree with leaves
Features,  Lifestyle

Money Tree Plant: Everything you Need to Know

The Money Tree plant or its binomial name Pachira aquatica. The Money Tree is a symbol of good luck or fortune, hence its common name, Money Tree Plant. It is also one of the most popular houseplants since it is simple to care for, and because of its unique appearance.

Money Plant Types

According to the Chinese Feng Shui, there are two central money plants:

  • Jade Plant: commonly is known as the money plant.
  • Pachira aquatica: commonly is known as the lucky tree.

For this article, we will focus on the money tree plant. 

What is a Money Tree Plant?

medium sized money tree plant in pot

The Money Tree Plant is an excellent indoor houseplant to give your place a tropical feel. The houseplant is easy to grow and has a peculiar characteristic of a braided trunk.

The plant has long stems; the leaves are lanceolate leaves growing from the top of them.

Originating from Mexico to northern South America, and is also prevalent in Taiwan and other East Asian countries.

Money Tree Names

The Money Tree plant, is also known as the following names:

  • Guiana Chestnut
  • Malabar chestnut
  •  Saba Nut
  • Pachira aquatica
  • Provision tree
  • Pumpo
  • Lucky Tree

Plant Size

How big do money trees get?

The Money Tree plant can develop up to 60 feet tall in nature. However, indoors, a braided tree can grow up to 1 to 8 feet.

Braided Trunk

lots of braided money tree  plants close together

The omnipresent braided trunk isn’t a natural characteristic. If grown in a nursery, the pliant young, green trunks are gradually braided by cultivators before they harden and turn wooden.

Benefits of Money Tree Plant

It is understood that the Money Tree plants, like other plants, have some benefits such as :

  • Certified pet-friendly by the American Society for the Prevention of Cruelty to Animals (ASPCA), which considers the Money Tree as non-toxic to cats and all other pets.
  • Based on traditional feng shui practices, it is associated with good financial prosperity if you put your plant in your home’s correct area, mainly if it is set in your home’s Southeast area. The plant is placed in your home’s Southeast area because it is most associated with your wealth and abundance.
  • Easy to water since it only needs to be watered two to three times a week.
  • It is excellent for the home or office because it only needs indirect light to thrive.
  • Low maintenance. The tree barely needs pruning unless wanted.

Meaning of Money Tree Plant


The tree plant is a symbol of good luck or fortune.

The well-known name of Money Tree comes from an old story as the Missouri Botanical Garden explains:

A poor man acquired wealth by discovering this tree and selling its seeds. Under Feng Shui teachings, money tree is believed to bring good luck to those who plant it in their home or office. Roasted nuts reportedly taste like chestnuts and plants grow in water, hence the common name of water chestnut for this plant.

Missouri Botanical Garden

How to Care for Money Tree

young money tree plant that is in a small pot
Young Money Tree Plant

Care of a Money Tree plant is not difficult. We will now go over the steps to provide the best care for a Money Tree including, how to water your Money tree, how to propagate, its light, temperature, and humidity preferences.


How often do you water a money tree?

  • Water your plant two to three times per week, and water your plant on a consistent basis.
  • Never let it stand in water and do not overwater your plant since overwatering will rot the root system.


  • Pachira aquatica fancies light, particularly bright light, but not direct light.
  • Pachira aquatica can also endure low light. The tree plant is known to thrive under fluorescent lights too.


  • Use a fertilizer that dissolves into water, and fertilize 3 to 4 times a year.


  • Pachira aquatica likes a bit of additional humidity, so make sure you increase the moisture in the winter months, in which you can use a humidifier.


  • The Pachira aquatica plants do exceptionally well in warmer environments, so you ideally will want to keep them in an atmosphere that is between 65 and 80 degrees Fahrenheit.


  • When pruning your money tree, make sure to use sharp, clean shears. Also, cut any excessive growth at the base of the stem.
  • Significant pruning should happen in the spring and summer months. However, remove dry or dead leaves as needed.

Repot Money Tree


How to repot a Money Tree:

  • A good time for repotting a Pachira aquatica is spring into early summer.
  • You can repot every two years or as needed.
  • The pot size or type does not matter. You should go up a pot size or two and that it’s proportionate to the plant’s size.
  • The pot must have at least one drain hole. To stop potting soil from flooding out of the pot when you water the plant, cover the drainage hole with material such as a coffee filter or fine-mesh screen.

Money Tree Problems

A couple of common problems that your Pachira aquatica can experience:

  • Aphids and mealybugs can be an issue if you don’t take action quickly. To stop the infestation of the insects, use insecticidal soap with warm water.
  • Root rot occurs when overwatering has transpired. To clear your root rot issue, you should repot your tree plant with fresh soil. So, you will need to remove your infected plant pot and wash off the unsound soil. Then, place your plant in a new pot with well-draining. Subsequently, make sure you change your watering method to ensure root rot does not occur again. 

Money Tree Plant Gift

tiny braided money tree plant

Since the Pachira aquatica plant is a symbol of good luck or fortune hence its nickname, why not give it as a gift for occasions such as:

  • Birthdays
  • Housewarming
  • Annerviersies
  • New job
  • Graduation

Where to Buy Money Tree Plant?

Here are 10 options for a money tree delivery:

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